Ncell Saapati allows prepaid customers to request for a loan when their current balance is less than or equal to Rs. 5.
To get Ncell Saapati, dial *9988# from your mobile phone.
The received Saapati amount is added to the main balance and allows the customer to make calls to any network, send SMS and use mobile internet as well as other services. The amount has no expiry date.
Only prepaid customers who have been using their Ncell SIM for two months or more are eligible to use this service when their balance reduces to Rs. 5 or less. When the customer recharges his/her balance the next time, along with the loan Rs. 20, a service fee of Rs. 2.51 (Inclusive of tax) will be deducted from the new balance. If the recharged amount is less than Rs. 20, the entire balance will be deducted and the remaining credit and service tax shall be deducted upon the next recharge. If the customer does not recharge the balance after using the service, s/he will still be able to enjoy incoming services but will not be able to request for another Saapati until the previous credits is cleared.
The service can be availed by the customer at anytime of the day and as many times as one wishes but to do so one must have cleared the previous credit and service fee before requesting for another Saapati recharge.
All the charges mentioned are inclusive of taxes.(Government taxes include :- 11% Telecommunication Service Charge and 13% VAT)